Rideshare apps like Lyft are convenient. Just open an app, type where you want to go, and find nearby drivers who will take you there at an affordable price. Many people use Lyft for general transportation, or going to the airport, but they are also useful when people go out drinking and don’t want to drive home.
Even though taking a Lyft can be the safest and easiest option for you when you need a ride home or somewhere else, sometimes those drivers get into accidents. The drivers are humans, which means they also can get distracted, make reckless decisions, and drive poorly. When your Lyft driver gets into an accident and you suffer from injuries, then you could use the help of a Columbia Lyft accident lawyer.
At The Solomon Law Group, we’re dedicated to helping you recover what you’re owed from a negligent Lyft driver. With one of our lawyers on your side, you can feel confident in your claim and have peace of mind knowing that we are thorough and will fight to get you the compensation you deserve.
What You Can Recover in Compensation
After you’ve been in an accident that was caused by your Lyft driver and that you suffered injuries from, you can likely recover compensation for your injuries and damages with the help of an attorney. After a thorough investigation, we will be able to calculate what full and fair compensation would be for your losses.
The two categories that your recovered damages will fall into are economic and noneconomic. Economic damages are the real costs that you incurred from the accident. These tangible losses can easily be calculated through documentation like bills and receipts. Some economic damages that you can recover after a Lyft accident are:
- Medical bills
- Prescription medication costs
- Ongoing and future care costs
- Lost wages
- Diminished or lost earning capacity
- Property damage
Car accidents can cause more than physical injuries—they can also cause you to suffer from emotional injuries that are difficult to put a price tag on. These are known as noneconomic damages, and can be harder to calculate, but still can be recovered when you file a claim against the negligent Lyft driver or whoever was responsible for your accident. Here are some examples of noneconomic damages that you might be able to recover:
- Pain and suffering
- Loss of enjoyment of life
- Loss of consortium
This all might seem overwhelming and complex, especially when you’re trying to focus on your physical and emotional recovery after being hurt. That’s why hiring a Columbia Lyft accident lawyer from The Solomon Law Group can help—we’ll cover the legal side of things so you can focus on healing from your injuries.
Lyft Driver Insurance Coverage Requirements
Now that you know what you can potentially recover from a Lyft accident in Columbia, you should know what coverage your driver had at the time of the collision. This way, you have comfort knowing that your injuries and other damages are covered by your driver’s insurance policy.
Since you were in an accident while you were on a trip through Lyft, the company’s insurance, not the driver’s personal policy, would be what covers your damages. Under Lyft’s company policy, they provide this coverage when there is an accident during rides when passengers are in the car:
- $1,000,000 for third party auto liability
- Underinsured and uninsured motorist bodily injury
- Contingent comprehensive and collision up to the actual cash value of the car, with a $2,500 deductible
However, Lyft drivers can also get into accidents when they don’t have a ride in progress. When a Lyft driver gets into an accident while the app is on, but they don’t have a passenger in the car, and they aren’t on the way to pick up a passenger, then Lyft still has a policy to protect the driver. Here is the third-party liability coverage for when a driver is waiting for a ride request:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
When a Lyft driver is not using the app and gets into an accident, their own personal insurance policy is responsible for the injuries and damages sustained. In South Carolina, drivers must have a minimum car insurance policy that covers:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 per accident for property damage
When you’ve been in an accident with a Lyft driver, you could be interested in filing a claim with the help of one of our Columbia Lyft accident attorneys. We’ll investigate what happened in your accident, determine who was responsible, and calculate what you’re owed in damages. With The Solomon Law Group on your side, you’ll be able to rest assured that you’ll be properly represented.
Hire The Solomon Law Group to Represent You
Choosing to take a Lyft can be a conscious decision for safety or ease. Rideshare apps like Lyft can be convenient and cost-effective ways to get around the city or get out of town. When your Lyft driver is negligent and causes an accident, or you’re in an accident caused by another driver while getting a ride, then you likely will want compensation for your injuries and other damages.
Collisions can cause serious harm to passengers, no matter who was responsible. At The Solomon Law Group, once we conduct an investigation to find out who was liable for the wreck, we’ll start working on getting you the financial compensation you deserve for the damage that they caused you. You shouldn’t have to go through this alone. That’s why our Columbia Lyft accident lawyer will guide you through the legal process. Contact us today so we can get started on your potential case.