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3 INTRODUCTION

4-5 I. STARTING THE PROCESS

  • I’VE BEEN IN A COLLISION, IT WASN’T MY FAULT, WHERE DO I BEGIN?
  • CAN I HANDLE THE PROPERTY DAMAGE MYSELF?

6-9 II. VEHICLES DAMAGED BEYOND REPAIR

  • WHAT HAPPENS IF WE CAN’T AGREE ON A VALUATION?
  • MY CAR IS A TOTAL LOSS, BUT I WANT TO KEEP IT, WHAT DO I DO?
  • WHO GETS THE TOTAL LOSS CHECK?
  • WHO PAYS FOR TOWING AND STORAGE CHARGES?
  • AM I ENTITLED TO A RENTAL VEHICLE WHEN I HAVE A TOTAL LOSS?

10-13 III. REPAIRING A VEHICLE

  • WHAT IF MY VEHICLE CAN BE REPAIRED?
  • MUST I USE THE DRIVE-IN FACILITY OF THE INSURANCE COMPANY?
  • HOW MANY ESTIMATES SHOULD I GET?
  • AM I ENTITLED TO DEPRECIATION IN VALUE OF MY VEHICLE?
  • DO I HAVE A CHOICE OF REPAIR FACILITIES?
  • SUPPOSE SOMETHING GOES WRONG AFTER THE REPAIRS ARE MADE?
  • WHO GETS THE REPAIR CHECK?
  • AM I ENTITLED TO A RENTAL VEHICLE DURING REPAIRS?

14 IV. PROPERTY DAMAGE DISPUTE OVER FAULT, VALUE OR DEPRECIATION

  • V. INSURANCE DISPUTE

15 VI. CONCLUSION & CONTACT

Property Damage Claims Guide